Credit Union Members

Whether you are facing an immediate crisis or just want to learn how to improve your financial health, CCCS can help! Founded in 1964, our nonprofit agency is available 24 hours a day, seven days a week. Our counselors and educators offer non-judgmental advice, practical action plans and hope for a better future to people in all 50 states.

To get started, below choose one of the statements/questions that apply to your situation. If you don't find what you need on this website, please email your questions to info@cccsinc.org, click here for  Live Chat or call one of our support representatives at 1.888.999.1794.

1. I am behind in my mortgage and worried about losing my home.

2. I am facing a foreclosure on my home.

3. I am looking for information on a reverse mortgage.

4. I feel overwhelmed by the amount of debt that I have.

5. I frequently pay my credit cards late or pay only the minimum.

6. Creditors are calling me.

7. Questions about Budgeting/Setting goals

8. I need bankruptcy (pre-filing certificate) credit counseling.

9. I need bankruptcy (pre-discharge) debtor education.

10. I am interested in online education.

11. Not sure where to begin?

12. I want education classes I can take at my convenience.

CredAbilityU Your free resource to Explore, Learn and Grow.

Visit www.CredAbilityU.org to learn your way out of difficult times.